After more than a century of delivering financial resources to under-served communities, African-American-owned banks that once offered financial credit and stability to the African American community are struggling to remain relevant, and solvent in an economic environment full of pitfalls.
The number of African-American-owned banks across the United States has dwindled. In 1994, 54 such banks were identified by the Federal Deposit Insurance Corporation (FDIC); now there are just
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