(PR Newswire) - IBM today announced that MoDe (mobile decisioning) was named the IBM Global Entrepreneur of the Year. Based in Nairobi, Kenya, MoDe provides instant nano-credit for pre-paid mobile phone users across the African continent.
Nearly 80 percent of mobile phone users in growth markets do not have access to traditional banking loans and credit. MoDe's innovative payment services ensure that people have access to mobile airtime when needed, while helping telecommunications
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